:root{--c:#2b3a67;--c2:#c9a227;--ink:#1a1f2b;--mut:#5b6472;--line:#e7eaf0;--bg:#fff}
*{box-sizing:border-box}body{margin:0;font:16px/1.6 -apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}a{color:var(--c);text-decoration:none}
.hd{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.hd-in{display:flex;align-items:center;gap:20px;height:66px}
.brand{font-weight:800;color:var(--c);display:flex;align-items:center;gap:8px;font-size:17px;white-space:nowrap}
.brand-mark{background:var(--c);color:#fff;width:30px;height:30px;border-radius:7px;display:grid;place-items:center;font-size:13px}
.nav{display:flex;gap:15px;flex:1;flex-wrap:wrap;font-size:13.5px;font-weight:600}.nav a{color:var(--ink)}.nav a:hover{color:var(--c)}
.hd-cta{display:flex;align-items:center;gap:12px}.tel{font-weight:700;white-space:nowrap}
.btn{background:var(--c);color:#fff;border:0;border-radius:8px;padding:10px 16px;font-weight:700;cursor:pointer;font-size:14px}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid #fff}.btn.big{padding:13px 22px;font-size:15px}
.hero{background:linear-gradient(135deg,var(--c) 0%,#0f1526 100%);color:#fff;padding:64px 0}
.hero.sm{padding:48px 0}.eyebrow{color:var(--c2);font-weight:700;letter-spacing:.04em;text-transform:uppercase;font-size:12.5px}
.hero h1{font-size:40px;line-height:1.1;margin:12px 0 10px;max-width:800px}.hero.sm h1{font-size:32px}
.lead{font-size:18px;color:#dfe4ee;max-width:680px}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.chips{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.chips span{background:rgba(255,255,255,.12);padding:6px 12px;border-radius:20px;font-size:13px}
.sec{padding:52px 20px}h2{font-size:27px;margin:0 0 22px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px}
.card{border:1px solid var(--line);border-radius:12px;padding:20px;background:#fff;transition:.15s;display:block}
.card:hover{box-shadow:0 8px 30px rgba(26,43,76,.10);transform:translateY(-2px);border-color:var(--c)}
.card h3{margin:0 0 6px;color:var(--c);font-size:17px}.card p{margin:0;color:var(--mut);font-size:14px}.more{color:var(--c);font-weight:700;font-size:13px}
.band2{background:#f6f8fc;border-block:1px solid var(--line);padding:52px 0}
.vals{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:22px}.vals b{color:var(--c)}.vals p{color:var(--mut);margin:6px 0 0}
.cols{display:grid;grid-template-columns:1.6fr 1fr;gap:30px}.ticks{list-style:none;padding:0}.ticks li{padding:8px 0 8px 28px;position:relative}
.ticks li:before{content:"✓";position:absolute;left:0;color:var(--c2);font-weight:800}
.fee{background:var(--c);color:#fff;border-radius:14px;padding:24px;align-self:start}.fee h3{margin:0 0 8px}.fee .btn{background:var(--c2);color:#1a1f2b;margin-top:10px}
.faq{display:grid;gap:14px}.faq b{color:var(--c)}.faq p{margin:4px 0 0;color:var(--mut)}
.team{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:18px}
.member{text-align:center}.member img{width:100%;aspect-ratio:1;object-fit:cover;border-radius:12px}.member b{display:block;margin-top:8px}.member span{color:var(--mut);font-size:14px}
.suburb-links{display:flex;flex-wrap:wrap;gap:8px}.suburb-links a{background:#f2f5fb;padding:6px 12px;border-radius:7px;font-size:13.5px;color:var(--ink)}.suburb-links a:hover{background:var(--c);color:#fff}
.cta-band{background:var(--c);color:#fff;padding:52px 0;text-align:center}.cta-band h2{color:#fff}.cta-band p{color:#dfe4ee}.cta-band .cta-row{justify-content:center}
.ft{background:#0f1526;color:#cdd5e4;padding:44px 0 22px;font-size:14px}.ft a{color:#cdd5e4}.ft a:hover{color:#fff}
.ft-in{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:26px}.ft b{color:#fff}
.ft-legal{border-top:1px solid #253048;margin-top:26px;padding-top:16px;color:#8b96ab;font-size:12.5px}
@media(max-width:760px){.nav{display:none}.hero h1{font-size:30px}.cols{grid-template-columns:1fr}.ft-in{grid-template-columns:1fr 1fr}}